Terms and Conditions of Use

This Summit Finance Group website is intended to provide you with information. By using our website you agree with the following terms and conditions. Summit Finance Group grants you the non-exclusive, non-transferable restricted right licence, unlimited in time, to use the website within the scope defined as follows:

Utilisation and downloading of information/materials (hereinafter "information") for personal use - commercial purposes are excluded however. Summit Finance Group reserves ownership over said information. This applies equally to any copies made thereof. Industrial property rights pertaining to copies of downloaded information may not be removed or modified and must be observed. This information may not be modified, reproduced, publicly displayed, presented, utilised, distributed or otherwise used for any other public or commercial purpose, nor may it be made available to any third parties. Any interruption or attempted interruption of the website operation is not permitted. No other right of use is granted. Summit Finance Group reserves the right, at any time and without prior notice, to wholly or partially modify or supplement the information provided at its own discretion. Summit Finance Group, moreover, does not use the website to provide you or any other parties with advice or any other recommendations. The information and/or elements contained on the website do not form a reliable basis for decision-making.

Copyright

This website and its contents (texts, images, graphics, files etc.) are subject to copyright and the other laws concerning the protection of intellectual property. You are obliged to observe these laws. All rights reserved to Summit Finance Group; particularly patent rights, trademark rights etc.

Warranty

Summit Finance Group continually checks and updates the information on its webpages. Despite the care taken, it is possible that information has changed in the intervening period. Any liability, warranty or guarantee is excluded regarding the up-to-datedness, accuracy, quality, reliability and completeness of the information provided or for the uninterrupted availability of the website and the information contained therein. The same applies to all other websites accessed via links contained within this website. Visitors to the website use these links to such websites at their own risk. Summit Finance Group bears no responsibility for content and use of these websites or for any damage caused. This likewise applies for third-party contributions in any guest books, discussion forums and mailing lists provided.

Liability/disclaimer

Summit Finance Group assumes no liability for claims or damage of any type caused by using this website, unless Summit Finance Group has demonstrably caused such damage deliberately or through its gross negligence, and only to the proportional extent of its contribution to the damage caused. In particular, unless it is culpable or grossly negligent, Summit Finance Group shall not be liable for any and all damage connected with interruptions to the user's hardware and software required for displaying the homepage or through the failure to establish a connection with Summit Finance Group. Furthermore, Summit Finance Group assumes no liability for damage caused through any and all delays or stray connections for which it is not responsible. Summit Finance Group likewise assumes no liability for damage caused by misdirected or lost mails, or for transmission failures, errors, interruptions, delays, omissions or interference of any type or for interference - including unlawful interference - with the technical installations of Summit Finance Group or with any other systems, unless it caused said damage deliberately or through its gross negligence, and then only to the proportional degree to which it contributed to the cause of the damage. Summit Finance Group shall in no event be liable for lost profits. Summit Finance Group shall likewise not be liable for errors caused through the improper use of the programme by the user or for errors caused through modifications made to the programme by users or third parties.

International users and applicable law

This website is controlled, operated and administered by Summit Finance Group. Summit Finance Group in no way warrants the suitability and availability of the information provided herein within and outside of the Republic of Austria. You may not use the website or export/report the website material if this constitutes a violation of the export laws and regulations of the Republic of Austria. If you access this website from a location outside of Austria, you are liable for complying with all locally applicable laws. These Terms and Conditions of Use are subject to international laws. Every complaint must be raised within one (1) year from the time that the claim or reason underlying the complaint arose, unless a shorter limitation period is stipulated under Austrian law. If one or more of these provisions are unenforceable, now or in the future, or if a gap in the provisions becomes apparent, this will not affect the enforceability of the remaining provisions.